Finance

41-year-old Suresh runs a small textile business in Surat. Last year, a large order was canceled at the last minute, and for a few months money was tight. In March, two premiums fell due at the same time: ₹28,000 for his term plan and ₹60,000 for an endowment policy he had bought ten years earlier. … Read more

Mumbai is a city where international travel is part of everyday life for many people, whether they are flying abroad for work, planning a family holiday or visiting relatives in another country. Before leaving, one practical task deserves attention: arranging foreign currency at a reasonable rate. Searching for currency exchange in Mumbai can bring up … Read more

In the realm of investing, “don’t put all your eggs in one basket” is not just a cliché—it’s a fundamental principle of asset allocation.  Most investors know that a blend of stocks, bonds, and cash is key to managing risk. However, static pie charts often fail to capture the complexity of a shifting market. If … Read more

Octobank’s online acquiring has become more functional — the bank’s partners have gained the ability to accept payments via Apple Pay and Google Pay both on websites and in apps. The customer needs to confirm the payment on their smartphone, the bank’s press service reported. The launch took place at a moment when the Uzbek … Read more

A layoff hit my friend Dana on a Tuesday. By Friday she’d cashed out a chunk of savings to cover rent, and by the following month she was back to square one financially, even though she’d been “good with money” for six years. The raise she got two years earlier did the same thing in … Read more

Building lasting financial security requires more than earning a good income. Many people focus solely on growing their wealth without developing strategies to protect and sustain it over time. The challenge lies in balancing aggressive growth with conservative preservation, ensuring that assets work effectively across changing economic conditions. Understanding both sides of this equation helps … Read more

Some goals fail for a surprising reason. It is not always laziness, lack of talent, or even bad timing. Sometimes the real problem is that a person has built a life around emotional clarity without practical design. They know what matters to them. They can explain their values beautifully. They may even feel deeply committed. … Read more

Here’s a number worth sitting with: more than 2.2 million Australians, around 20% of the country’s taxpayers, owned an investment property as of the ATO’s most recently published data, according to savings.com.au reporting on the ATO’s 2020-21 figures. That’s a lot of people holding an asset that comes with a significant, perfectly legal tax advantage … Read more

Traditional upbringing teaches that managing money requires strict discipline, responsibility, and precise calculations. Conventional wisdom dictates watching every penny. Yet, this hyper-focus rarely leads to a healthy relationship with wealth. Psychologists suggest that excessive control backfires, harming financial well-being and distracting from daily life. Psychological research reveals how perfectionism creates hidden traps and demonstrates how … Read more